AI finance uses artificial intelligence to help you make smarter financial decisions—faster. Instead of handing control to a robo advisor, you get clear answers, personalized analysis, and total privacy. Our AI tools empower you to plan, budget, invest, and optimize—all with your data fully in your control.
Test any “what-if”—from retirement savings to debt payoff—using advanced AI models, not just simple calculators.
Control your plan—no auto-investment, no hidden sales pitch, just clear data and answers.
Ask any money question (“How much do I need to retire at 60?”)—get an instant, AI-generated answer.
Your data never leaves your control. No account link required, no tracking, no sales—just smart AI.
| Feature | DIY My Finances | Robo Advisors (Betterment, Wealthfront) | Other AI Finance Apps |
|---|---|---|---|
| AI-Powered Scenario Analysis | ✅ | ❌ (Limited) | ✅ |
| Personalized Q&A | ✅ | ❌ | ✅ (some) |
| Privacy-First, No Account Link | ✅ | ❌ | ❌ (rare) |
| No Product Push or Advisor Compliance | ✅ | ❌ | ❌ (usually) |
| Human-Understandable Explanations | ✅ | ❌ | ❌ (often opaque) |
Robo advisors invest your money for you—AI finance tools like DIY My Finances give you analysis and personalized insights so you stay in control of every decision.
Yes—DIY My Finances supports AI-powered scenario analysis for retirement, budgeting, debt, and more. Just enter your question or data—get an answer instantly.
100%. We don’t require account linking, and your data is never sold, shared, or tracked. Use the tool anonymously or register—your choice.
You get AI-powered recommendations, not regulated financial advice. Our platform is built for education and scenario analysis so you can make the best decisions for yourself.
Never. Our AI works with your manual entries, spreadsheet uploads, or direct questions—no bank connection required.
Our tools use advanced models, but always double-check results and consult a human professional for big decisions. AI is your co-pilot, not a replacement for common sense!
