DIY‑My‑Finances logo

Expense Tracker: Aggregate, Upload, and Categorize Instantly

Track expenses from all your credit cards and accounts in one place. No bank sync or logins required.Upload CSV or PDF files, aggregate your spending, and get AI-powered insights—with total privacy.
Aggregate from Multiple Cards
Upload CSV, PDF, Excel
AI Categorization
Privacy-First
Smart Insights
Try Expense Tracker Free
Expense Tracker Dashboard
Upload Expenses
Aggregated Spending Overview

How Expense Tracking Works in DIY My Finances

Track and aggregate your expenses from any credit card, account, or uploaded file—no bank sync required. Our privacy-first expense tracker makes it easy to categorize, analyze, and optimize your spending, with AI-powered insights for students, families, and professionals.

Our Unique Approach:

  • Upload & Aggregate:Instantly upload CSV, PDF, or Excel files from any card or account. We aggregate all your expenses—no bank login or sync required.
  • AI-Powered Categorization:Our smart assistant auto-categorizes your transactions for easier spending analysis and smarter budgeting.
  • Multi-Account Tracking:Combine expenses across all credit cards, banks, and payment apps—get a unified view in seconds.
  • Peer Comparison:Benchmark your spending by age group, region, or income with our peer comparison tools.
  • Privacy-First:No data sharing, no required bank sync—your expense data stays 100% private.

How to Start Tracking Expenses:

  • Upload your expense files: Choose CSV, PDF, Excel, or connect a spreadsheet.
  • Review and categorize: Our AI organizes your transactions for you, but you can adjust as needed.
  • View all accounts together: Instantly aggregate and analyze spending across every card or account.
  • Analyze trends: Use our dashboard to spot trends, outliers, and new savings opportunities.
  • Benchmark and optimize: See how your spending compares to others and get personalized recommendations.
Ready to track and analyze expenses—without linking your bank? Try our free expense tracker now.

See Expense Tracking in Action

Visualize your spending, upload from any credit card or account, and get real-time insights—see how our privacy-first expense tracker can work for you.

Upload credit card transactions for expense tracking
Aggregate expenses across all cards and accounts
AI-powered expense categorization and insights
Peer comparison and expense trend dashboard
Smart insights for tracking and saving money
All screenshots are from our real expense tracker. Try uploading your expenses today—no bank sync required.

Take Control of Your Expenses Today

Ready to plan, track, and improve your finances?

Start Your Free Trial
No bank link required. No credit card needed.