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Student Loan Repayment & Optimization

Find the best way to pay off your student loans—compare standard, accelerated, and refinancing scenarios. See payoff timelines, total interest, and get AI-powered recommendations—no advisor or account link required.
Student Loan Calculator
Scenario Planning
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Student loan repayment dashboard

Student Loan Repayment: How It Works

Enter your loans, compare repayment options, and optimize your payoff with our smart scenario tool.

  1. Enter loan details—balance, interest, payment plan.
  2. Compare standard vs. accelerated vs. refi options.
  3. See your timeline, savings, and get personalized tips.
Student loan dashboard
Student loan comparison
Screenshots are from our real student loan tool—optimize your repayment today.

Student Loan Repayment: FAQ

What’s the fastest way to pay off student loans?

Paying extra, refinancing, or combining strategies can speed up payoff. Try different options in our scenario tool.

Should I refinance federal loans?

Consider loss of federal protections, but refinancing can save money if you qualify for a lower rate. Compare both approaches in the app.

Can I model forgiveness or income-driven repayment?

Yes—our scenario tool lets you test income-driven, standard, and forgiveness plans so you can see the big picture.